Financial Aid comes from the federal government and is used to help qualified students pay for education expenses at an eligible college, technical school, vocational school, or graduate school. The EHOVE Financial Services office will help students navigate the financial aid process, such as filing applications for federal programs and completing required loan documents.

To apply for Federal Student Aid, students must complete a Free Application for Federal Student Aid (FAFSA) for the appropriate financial aid award year. The FAFSA is processed by the U.S. Department of Education and the results are sent to the school (ISIR) and to the student (SAR). The school cannot determine financial aid eligibility without a FAFSA being completed and receiving an ISIR. Please read the following instructions carefully.

• Step 1. Gather items that will assist you in completing the FAFSA, for example: tax returns, bank statements, untaxed income, assets, child support, etc.

• Step 2. Go to fsaid.ed.gov to create a FSA ID (username) and password. If you are a dependent student, a parent must also apply for a FSA ID and password. The FSA ID must be used to log in to certain U.S. Department of Education websites. Your FSA ID confirms your identity when you access your financial aid information and electronically sign Federal Student Aid documents.

• Step 3. The FAFSA can be completed online at studentaid.gov. If you have questions about which award year to complete, please contact the Financial Services Office. Please choose EHOVE as your school and the federal school code is 030153. If you are not able to apply online please contact the Financial Aid Office at 419-499-5363 for assistance.

• Step 4. If you provided an email address on your FAFSA, the U.S. Department of Education will send your SAR by e-mail within 3-5 business days. If you did not provide an e-mail address it will arrive by mail within 3 weeks. If you would like to check the status of your FAFSA, go to studentaid.gov or call 1-800-433-3243.

• Step 5. All students applying for Federal Student Aid must meet with the Financial Services Office prior to enrollment. EHOVE obtains written confirmation from students requested aid to confirm loan details and amounts prior disbursement. You will be contacted by the office to schedule your appointment once you complete the other program specific requirements for enrollment.

Complete Direct Loan Entrance Counseling, Master Promissory Note and Direct Loan Exit Counseling: www.studentloans.gov (EHOVE Federal Financial Aid Code 030153).

Pell Grant – The Federal Pell Grant is based on financial need. This grant is part of the Title IV entitlement of the Higher Education Act of 1965. Since the Federal Pell Grant is an entitlement, it does not have to be repaid, if the student completes their program. The maximum pell amount changes yearly, please contact the Financial Services Office for the most up-to-date information.

Direct Student Loans - Subsidized and unsubsidized loans are federal student loans for eligible students to help cover the cost of higher education at a four-year college or university, community college, or trade, career, or technical school. The U.S. Department of Education offers eligible students at participating schools Direct Subsidized Loans and Direct Unsubsidized Loans. After you graduate, leave school, or drop below half-time enrollment, you will have a six-month grace period before you are required to begin repayment. During this period, you'll receive repayment information from your loan servicer, and you'll be notified of your first payment due date. Payments are usually due monthly. There are several repayment options available that are designed to meet the individual needs of borrowers. Your loan servicer can help you understand which repayment options are available to you. Generally, you’ll have 10 to 25 years to repay your loan, depending on the repayment plan that you choose.

Direct Subsidized Loan – Direct Subsidized Loans are available to undergraduate students with financial need. Your school determines the amount you can borrow, and the amount may not exceed your financial need. The U.S. Department of Education pays the interest on a Direct Subsidized Loan while you’re in school at least half-time, for the first six months after you leave school (referred to as a grace period), and during a period of deferment (a postponement of loan payments). Students who first borrowed subsidized loans after July 1, 2013 can only receive subsidized loans for 150 percent of the published length of their current program. The maximum amount is $3,500 (1st year) for both independent and dependent students.

Direct Unsubsidized Loan – Direct Unsubsidized Loans are available to undergraduate and graduate students; there is no requirement to demonstrate financial need. Your school determines the amount you can borrow based on your cost of attendance and other financial aid you receive. You are responsible for paying the interest on a Direct Unsubsidized Loan during all periods. If you choose not to pay the interest while you are in school and during grace periods and deferment or forbearance periods, your interest will accrue (accumulate) and be capitalized (that is, your interest will be added to the principal amount of your loan). The maximum amount is $9,500 (1st year) less any subsidized money for independent students, and $5,500 (1st year) less any subsidized money for dependent students.

For more information, visit https://studentaid.gov/understand-aid/types/loans.

• Apply online at https://www.benefits.va.gov/gibill/apply.asp.

• Visit your nearest VA regional office to apply in person.

• Call 1-888-GI BILL-1 (888-442-4551) to have the application mailed to you.

• Contact the EHOVE VA Certifying Official at 419-499-5353.

• DD-214 Discharge papers (Certified Copy)

• VA Certificate of Eligibility (COE)

• DD-2384 Notice of Basic Eligibility (NOBE) for members of Selective Reserve (See your Commanding Officer for this document)

To be certified for VA Education Benefits through EHOVE, students must submit all required documentation/forms to the Financial Services Office and complete the program specific enrollment process. For a list of programs approved for Veteran’s Education Benefits, please contact the Financial Services Office at 419-499-5353.

Opportunities for Ohioans with Disabilities - Financial assistance may be available from this local agency for students with physical, mental or emotional disabilities that present a handicap to employment. Partial to total aid may be available to cover tuition, books, and supplies. Contact your local or area Bureau of Vocational Rehabilitation office. For more information, please visit https://ood.ohio.gov/Services/Vocational-Rehabilitation.

Workforce Investment Act (WIA) - Financial assistance may be available from this program for students who qualify. Partial to total aid may be available to cover tuition, books and supplies. Please contact your local county OhioMeansJobs center for more information and eligibility requirements. For more information, please visit http://jfs.ohio.gov/owd/WIOA/.

Trade Adjustment Assistance (TAA) – Financial assistance may be available for students who have lost jobs or had hours and wages reduced because of foreign trade. Contact your employer or your local county OhioMeansJobs center for more information and eligibility requirements. For more information, please visit http://jfs.ohio.gov/ouio/TradeAdjustAssist_FAQ.stm.

For more information on financial services, please contact our office at 419-499-5363.